Credit and Finance Options

Finance Options

HOLT® supports customers with total financial solutions and various products and services. We are uniquely structured to support the distinctive needs of customers financing Cat trucks, trailers and complementary equipment. Our vast expertise in assessing equipment values and our knowledge of your business will result in favorable lending terms for you our customer.

Competitive Loan & Lease Options

Acquiring your CT660 is simple and affordable, thanks to our wide range of financing options. Not only can we finance your vocational truck, but we can also provide financing for your trailers and other complementary equipment. The process is quick and easy, so you can get your CT660 and get to work fast.

Cat Financial
Cat Financial offers a wide range of competitively priced, fixed and floating rate loans to finance new and used class 6,7,8 trucks and tractors, as well as dry vans, refrigerated and flatbed trailers. For-hire fleets and private carriers may benefit from more favorable loan terms because of our extensive knowledge of equipment values. This knowledge also allows us to reduce or eliminate financial covenants that are so common with lenders. Borrowers may also benefit by repayment schedules designed to accommodate the needs of transportation companies including balloon payments and seasonal payments.

The Commercial Account: A Nationwide Revolving Charge Account
When your trucks need parts or service, there’s no better solution than the Commercial Account. With one-time credit approval, no annual fee, a best-in-class interest rate and 24/7 online access, it’s the most convenient way to manage parts and service expenses. You can use the Commercial Account at any U.S. Cat Dealer, so there’s no waiting to open a new account or get credit approval. Click here for more information.

The Commercial Account is available through HOLT.  Apply online, or download the HOLT Credit Application as well as the Addendum to Credit Application and fill them out; return these back to HOLT's financial services department by fax to (972) 721-2935. Once submitted, the application is analyzed and a decision is usually made within a day or two.

Best-in-Class Extended Service Coverage
The best way to protect your CT660 investment is with Cat Extended Service Coverage (ESC). It can help you avoid unexpected repair costs, ensure factory-trained technicians perform repairs and get your truck back to work fast. When coupled with genuine Cat parts, ESC gives you the highest level of cost control possible, along with the competitive advantage and reliability you expect from HOLT. Our coverage plans for the CT660 can include engine and drive train components, protecting against repair costs on covered component failures caused by defects in materials or factory workmanship.


Financial Services: Questions about billing and accounts 
North of Waco - Carol Puyear - (972) 721-2820
South of Waco - Diana Torres - (210) 304-8659

Financial Marketing: Questions about financing
Dallas/Fort Worth, Waco and East Texas - Kathryn Rogers - (972) 721-2020
Austin, San Antonio, Victoria, Laredo, Corpus Christi and South Texas - Tracy Carroll – (210) 304-8681


Caterpillar Financial Forms



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Your Texas Truck, Trailer, Parts and Service Dealer

HOLT Truck Centers has the service bays, specialized tooling and technical experts to tackle all major systems and components, including brakes, drivelines and transmissions. HOLT has 74 dedicated truck engine service bays in 8 full-service truck facilities, supported by the HDA Truck Pride® parts network of over 60 authorized truck engine parts and service dealers in South Texas, providing bumper-to-bumper truck service and maintenance on most truck makes and models. We can diagnose and repair all your performance and power concerns. HOLT Truck Center also is the authorized dealer for Caterpillar® parts in 118 counties in Texas.

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