The Commercial Account from Cat® Financial

Three Reasons to Apply for a Commercial Account--

1.  Portability:  Use your Cat Commercial Account at any Cat dealer across the USA;
2.  Pay Now or Pay Later:  Revolving terms for parts and service; and
3. Available Reduced Interest Rates or 0% Financing on Caterpillar Special Financing Programs.  

Click here to apply today!

The Cat® Financial Commercial Account is a fast and convenient way to pay for parts and service purchases at Cat dealers across the U.S.


Maximize Your Cash Flow Potential--Pay Now or Pay Later.
Pay only 10% of your parts and service balance each month and revolve the remainder at our low interest rate. The  Commercial Account gives you the flexibility to pay over time and keep your cash when you need it. 

Best-in-Class Interest Rate. 
Commercial Account's best-in-class interest rate makes it less expensive for you to pay for parts, services and purchases over time. 

One Nationwide Account. 
No matter where your jobs take you, Commercial Account is a quick and easy way to pay for your expenses. Use your account to pay for anything offered at any Cat Dealer or Cat Rental Store in the U.S. (with the exception of purchases of new equipment). This includes Cat and non-Cat products, parts, engines, attachments, used equipment, service and repairs and Insurance service agreements. 

Choose Your Due Date. 
With Commercial Account you can select your statement due date to match your business cycle. 

Instant Access to Your Account Information Online 24/7. 
Whether you require instant access to accounts, expenses, statements or reports, our website will provide you higher levels of self-service, flexibility and convenience. You can make payments, view your available credit, last payment, balance due, payment due date, minimum payment amount, transaction details and download expenses into your accounting system. 

Manage Projects with Sub-Accounts. 
We can create sub-accounts for each of your projects and you can set the limit for each. This makes it easier to track expenses for each project and control spending. If you have more than one account, you may choose to receive one detailed statement for all accounts or one statement per account. 

No Annual Fee. 

No Collateral Required. 
We will not require a lien on your machine or anything else when you charge a purchase to your Commercial Account. 

One-time Credit Approval. 
Once approved, your account remains open indefinitely (as long as it is in good standing). 

Quick Turnaround on Credit Limit Increases. 
Request a credit line increase by calling 1.888.CAT.8811 and receive and answer within 24 hours. 

Peace of Mind. 
Know that Commercial Account can only be used at Cat Dealers and at Cat Rental Stores in the U.S.-your source for quality and reliable Cat equipment and services. 

Add Additional Account Users. 
Designate up to four authorized users per account to help you grow your business and to save you time. 

HOLT CAT may offer special financing options that you can take advantage of only with your Commercial Account. The Commercial Account is a revolving charge account that enables customers to pay for parts, service and rentals at any Cat Dealer in the United States using one universal account. Customers ranging from national rental customers to individual owner-operators will enjoy the convenience of one statement and one account, no matter which Cat Dealer they do business with.

The Cat Financial Commercial Account is available through HOLT.  To view and dowload a credit application, click here.  To learn more, visit us at

The Cat Financial Commercial Account is available through HOLT.  Apply now online, or download the HOLT Credit Application as well as the Addendum to Credit Application and fill them out; return these back to HOLT's financial services department by fax to (972) 721-2935. Once submitted, the application is analyzed and a decision is usually made within a day or two.

Financial Services: Questions about billing and accounts
North of Waco - Carol Puyear - (972) 721-2820
South of Waco - Diana Torres - (210) 304-8659

Financial Marketing: Questions about financing
Dallas/Fort Worth, Waco and East Texas - Kathryn Rogers - (972) 721-2020
Austin, San Antonio, Victoria, Laredo, Corpus Christi and South Texas - Tracy Carroll – (210) 304-8681



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